When it comes time to buying car insurance several people get confused by what the state minimum actually is and what additional insurances they have to have. State minimum differs from state to state, but in many situations it is the amount of liability and medical payments insurance you must have to drive. This insurance takes care of any damage to the car you are in a collision with, as well as multiple medical fees. In a few cases, depending on where you live, you may wish to get more than the state minimum, this is especially true if you live or drive in a location where there is a high amount of expensive cars. Once your insurance has paid out its portion you are stuck with the remainder of the bill.
Car insurance also has a comprehensive and collision coverage, these cover the damage to your vehicle, if you own your own car, then these are extremely recommended but not obligatory. But if you have just bought your car, and are paying on a loan for it, then the bank will require that you keep this insurance on your vehicle. To learn more about your car insurance visit us at 2 Insure 4 Less we have additional information about your insurance and can help you shops for the right insurance for your car. To learn more about car insurance, please visit www.2insure4less.com
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